Over 1.5 million members, no deductibles, no co-pay, and no age limits.  Plus, it covers your entire household including roommates, & pre-existing conditions are allowed.

THE PROBLEM
The cost of healthcare has been increasing at double-digit rates for the past several decades. The result is more money for providers and insurers, but a disaster for healthcare consumers and their budgets.

THE ANSWER
In response to this crisis, a different type of healthcare is driving to the forefront, “Consumer Driven Health Care”. This is a system that puts the healthcare relationship back into the hands of the physician and the patient, while removing or diminishing the third party. This method of accessing healthcare allows for the delivery of better care while significantly decreasing its cost.

Up to 80% Off!

Dental Plus Plan $19.95/month for household: Dental, Vision, Prescription, and Chiropractic.

· No paperwork, no insurance companies to deal with.
· Toll-free number to locate independent and chain-participating network providers.
· No waiting period before you can use the Program.
· No limits to the number of visits.

Dental
· Choose from almost 30,000 dental providers in the AmeriPlan® network.
· 25% to 80% savings on dental procedures performed by a Program dentist.
· Special savings on specialist work such as braces, oral surgery, root canals, gum treatment and children's dentistry.
· All ongoing dental problems are accepted except for orthodontic treatment in progress.

Vision
· More than 12,000 optical providers nationwide including most national chains such as LensCrafters, Pearle Vision, Sears and JC Penney.
· Save 20% to 60% on all frames, lenses, tints, scratch-resistant coatings and ultra-violet protection.
· Save from 10% to 55% on ophthalmology eye exams and LASIK surgery with certain providers in selected markets.
· Special savings on replacement contact lenses from 10% to 40% including daily wear, extended wear, disposable, tinted, bifocals and gas permeable.*
· Save 10% to 20% on contact lenses (excluding disposables) at participating retail locations.
· 30-Day unconditional money-back guarantee on all merchandise.

Prescription
· More than 56,000 retail pharmacy locations across the country**, including most national chain pharmacies, such as CVS, Wal-mart, Target and Walgreens participate in the AmeriPlan® program.
· Save 10%-85% on most brand name and generic prescription drugs***
· Save on over the counter medications, smoking cessation aids and diabetes supplies***
· Special savings on most high-volume and maintenance-type drugs.****
· Most prescription drugs are included both at the retail pharmacy and by mail order.

Chiropractic
· 30%-50% savings on chiropractic care through our network of more than 7500 private chiropractors.
· Free initial consultation.
· 50% savings on diagnostic services and x-rays (if necessary).
· 30% savings on treatments and most other services.

* Available through mail order program only. Mail order contacts not available in NJ.
** Discounts available only at participating pharmacies.
*** You may not receive a savings on some high-volume or maintenance-type drugs since these medications may have already been reduced at the pharmacy level.
**** Available through mail order program.

Total Health Plan $39.95/month for household: Dental, Vision, Prescription, Chiropractic, Physician, Ancillary Services, Hospital Advocacy, 24/7 Nurse Line, and Podiatry Services.
 
· Includes all the features of AmeriPlan Dental Plus & Basic Wellness

Physician:
· No waiting period.
· No pre-authorization for treatment required.
· No paperwork.
· Instant savings.
· Specialists included (Where available).
· Most ongoing medical problems are included.
· Cosmetic surgery is included (Where available)
· No age limit.
· You can change physicians.

Ancillary Services:
· Physical therapy.
· Laboratory procedures.
· Imaging centers.
· Hearing services.
· Mental health services.
· Diabetic supplies.

Hospital Advocacy:
Should you need to be hospitalized, and the anticipated charges will exceed $2,500.00, an advocate will be assigned to negotiate the best possible fees for the hospital services. There is a three-day waitingperiod from the active date of your membership to utilize this program.

Podiatry Services:
Foot and ankle specialists provide comprehensive management, through medical or surgical methods, of a wide variety of problems that affect foot and ankle function.

SecureNet $24.95 per month for household: ID Theft Protection, National Child ID, Family Legal Plan, Roadside Assistance and Financial Services(including bankruptcy counseling, Foreclosure avoidance, financial education, credit repair, debt relief).

ID Theft Protection*

The Problem:
· ID Theft is the fastest growing crime in America.
· Affects almost 10 million Americans annually.
· Most programs do not provide comprehensive coverage.
· No one is immune!

The Solution:
· 24/7/365 days a year proactive monitoring of your Social Security Number.
· If your ID is ever stolen:
o Identity Restoration Specialist ~ provides a plan of action.
o A pre-completed, state-specific “ID Recovery Kit™” overnighted to the member.
o Credit report/fraud alerts placed with all three credit bureaus.
o Notify banks or other agencies if member's social security card, driver's license, passport and/or debit/credit cards are stolen.
o Six-month daily monitoring with all three credit bureaus from the date your ID is stolen.
o Notify local authorities and assist in obtaining necessary reports.
o Legal Services ~ at pre-negotiated discounted rates.
o $25,000 ID TheftReimbursement Insurance coverage.

National Child ID

The Problem:
· 800,000 children reported missing each year.
· One child every 40 seconds.
· Less than 10% of families have a sample of their child's fingerprints.

The Solution:
· One Free Child ID kit featuring:
o Inkless fingerprinting card with step-by-step instructions and practice area.
o DNA cheek swab and collection envelope.
o ID wallet card.
o Purchase additional Child ID kit(s) at a discount.
· Only in-home fingerprinting kit approved by the FBI.
· Takes onlyfive minutes per child to complete.
· Store children's fingerprints and DNA at home.
· In case of emergency, the Child ID kit provides vital information to law enforcement.
· With over 25 million Child ID kits distributed, this is the largest child ID program in U.S. history.
· Endorsed by the National Child Identification Program, American Football Coaches Association (AFCA) and in partnership with the Federal Bureau of Investigation (FBI)

Family Legal Plan**

The Problem:
· 7 in 10 US households had a legal problem last year.
· Cost to hire an attorney can be expensive.

The Solution:
· Access to a nationwide network of attorneys.
· High-quality attorneys assist with any legal issue.
· Free and pre-negotiated discounted services.

Free Legal Services:
· Free preparation of a simple will with annual updates.
· Unlimited phone or office consultations.
· Letters or phone calls on the member's behalf for each new legal matter.
· Contract & document review(6 pages per legal matter).
· Assistance in solving problems with government programs, ie; INS and welfare.
· Plan attorneys will help members represent themselves in small claims court.
· Assistance in completing a Living Will.

Deeply Discounted Legal Services:

Court costs & filing fees additional.
All Other Legal Services:
· $125 per hour or 40% discount.
· 10% discount on contingency fees.

RoadSide Assistance***

The Problem:
· Locked Out? Need a Tow? Out of Gas?
· You need fast, reliable roadside assistance.

The Solution:
· 24/7/365 days a year emergency assistance.
· 35,000 reputable service providers across the US.
· Simple $75 sign-n-drive service includes:
o Towing
o Winching
o Battery Jump Start
o Minor Roadside Adjustments
o Flat Tire Assistance
o Fuel Delivery
o Lost key / Lockout Service
· Additional services at our pre-negotiated discounted rates.
· Reimbursement if out of service provider area.

Financial Services****

The Problem:
· 80% of all credit reports contain inaccuracies.
· Bad credit scores negatively affect loans & credit card rates.
· Bankruptcies have surged to more than 1 million.

The Solution:
· Bankruptcy Counseling ~ counselors help members understand bankruptcy options.
· Foreclosure Avoidance ~ access to a professional debt counselor to help identify options.
· Financial Education ~ access to an extensive library of financial resources.
· Substantial Discounts on the following services:
o Credit Repair ~ for only $29 (reg. $99)SecureNet offers the primary member an up-to-six month proven credit repair service.
o Debt Relief ~ reduce unsecured debts up to 60% in as little as 12-36 months, including a free debt consultation with a professional debt counselor.
* ID Theft Protection - The description herein is a summary only. It does not include all terms, conditions and exclusions of the policy described. Please refer to the actual policy for complete details of coverage and exclusions. Insurance Reimbursement Coverage is not available to residents of New York and may not be available in other jurisdictions. Identity Theft Protection is limited to the primary member.
** Family Legal Plan - Administered by Legal Club of America (LCoA). The description herein is a summary only. Please refer to Terms & Conditions for complete details. Non-member fees based on national averages provided by LCoA.
*** Roadside Assistance - Emergency Roadside services are provided to Roadside Protect, Inc. by Alliance Motor Club, policy number 048 246118. Terms and conditions apply. See your membership materials for full details. Maximum (3) service calls per year for $75 sign-n-drive.
**** Financial Services - Credit Repair/Debt Relief services are limited to the primary member.

* ID Theft Protection - The description herein is a summary only. It does not include all terms, conditions and exclusions of the policy described. Please refer to the actual policy for complete details of coverage and exclusions. Insurance Reimbursement Coverage is not available to residents of New York and may not be available in other jurisdictions. Identity Theft Protection is limited to the primary member.
** Family Legal Plan - Administered by Legal Club of America (LCoA). The description herein is a summary only. Please refer to Terms & Conditions for complete details. Non-member fees based on national averages provided by LCoA.
*** Roadside Assistance - Emergency Roadside services are provided to Roadside Protect, Inc. by Alliance Motor Club, policy number 048 246118. Terms and conditions apply. See your membership materials for full details. Maximum (3) service calls per year for $75 sign-n-drive.
**** Financial Services - Credit Repair/Debt Relief services are limited to the primary member.

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Referring Agent:	-- Select -- No Referring Agent Brian Beck Christopher Scott Clarence Phelps Daralynn Dise-Baxter Dave Christensen Isaac Conger John A. Barnes Kevin Thao Marceal Baugh RJ Sherman Tom Alexander

After submitting your information, our Representative will contact you by both email and phone.